Ignacio Mas - Consultant on mobile money and technology-enabled models for financial inclusion

About me

I have been Senior Advisor in the Financial Services for the Poor program at the Bill & Melinda Gates Foundation and at the Technology Program at CGAP. Previously I was Director of Global Business Strategy at Vodafone Group, Executive Vicepresident of Marketing and Account Management at DoCoMo interTouch, and Senior Manager responsible for telecoms investments in Europe for Intel Capital.

I have undergraduate degrees in maths and economics from MIT and a PhD in economics from Harvard University. I have been Adjunct Professor at the Booth School of Business at the University of Chicago.

I am currently a Senior Fellow at the Fletcher School's Center for Emerging Market Enterprises at Tufts University, a Senior Research Fellow at the Saïd Business School at the University of Oxford, and an Associate with Bankable Frontier.

Instructional videos (in Khan academy style)

Some favorite reads

 -  K Boo's Behind the beautiful forevers
 -  S Johnson et al The rift revealed
 -  P Shipton's How Gambian's save
 -  C Alexandre's 10 things about M-PESA

Contact me

Making mobile friendlier, on NextBillion

Assessing the progress of mobile money

Storing value on mobile money, at NCID

Mobile money and the informal economy

On WEF mobile financial services report

Networks want to connect, at MWC2011

Savings by the poor, at TEDx Seattle


View all my publications here
Latest publications:

Recent posts

  • Refocusing on the use of formal savings services  [From Center for Financial Inclusion blog, 8 April 2014] Too much of post-microcredit financial inclusion still operates as a numbers game. We declare victors and write up successes based ...
    Posted Apr 8, 2014, 5:14 AM by Ignacio Mas
  • Open letter to those thinking of applying for a new bank license in Africa  [From MFW4A´s Africa Finance Forum, 1 April 2014] Dear prospective banker,You have the luxury of building the first bank of the 21st century in Africa. No doubt you ...
    Posted Mar 31, 2014, 11:41 PM by Ignacio Mas
  • It´s like banking  [From Savings Revolution blog, April Fool´s Day 2014] What is a person’s worth? It used to be about reputation in the community, the loyalty exhibited to friends and ...
    Posted Mar 31, 2014, 11:38 PM by Ignacio Mas
  • The right way to talk about money -- Based on an interview with Ignacio Mas  [By James Militzer, on NextBillion blog, 26 March 2014]  Have you ever wondered why low-income people who have money saved in a bank account decide to take out small ...
    Posted Mar 28, 2014, 3:08 AM by Ignacio Mas
  • Introducing a catalog of product functionalities and innovations in mobile money  [From MicroSave´s Financial Inclusion in Action blog, March 2014] Much of the dialogue around mobile money is shifting from how to build a basic mobile money proposition (regulatory enablement ...
    Posted Mar 11, 2014, 1:12 AM by Ignacio Mas
  • The other driver of financial inclusion -- Based on an interview with Ignacio Mas  [By James Militzer, from NextBillion blog, 19 February 2014] Much of the discussion in financial inclusion revolves around poverty, and how to provide low-income people with the formal financial ...
    Posted Feb 19, 2014, 11:30 AM by Ignacio Mas
  • Payment banks as financial levelers  [From liveMint, 19 February 2014, with Abhishek Sinha] The Nachiket Mor committee on financial inclusion’s recommended objective of banking for all by 2016 is a tall order. There is ...
    Posted Feb 18, 2014, 11:51 AM by Ignacio Mas
  • What is a savings revolutionary meant to believe?  [From Savings Revolution blog, 11 February 2014 (with Kim Wilson)]  Revolutions germinate from a core set of powerful higher-level ideas/ideals expressed vividly. So what fires up the savings ...
    Posted Feb 12, 2014, 12:33 AM by Ignacio Mas
  • Money stories: What if financial products could accommodate the tales we tell ourselves?  [From NextBillion blog, 2 February 2014]  We constantly create stories about ourselves and our experiences to help us make sense of the world. These stories even help us manage our ...
    Posted Feb 3, 2014, 9:08 AM by Ignacio Mas
  • Beyond making payments: Managing payments  [From MicroSave’s Financial Inclusion in Action blog, 14 January 2014]  There are two glaring facts the mobile money industry needs to face up to. First, digital accounts have very ...
    Posted Jan 14, 2014, 7:46 AM by Ignacio Mas
Showing posts 1 - 10 of 102. View more »
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