Ignacio Mas - Consultant on mobile money and technology-enabled models for financial inclusion

About me

I have been Senior Advisor in the Financial Services for the Poor program at the Bill & Melinda Gates Foundation and at the Technology Program at CGAP. Previously I was Director of Global Business Strategy at Vodafone Group, Executive Vicepresident of Marketing and Account Management at DoCoMo interTouch, and Senior Manager responsible for telecoms investments in Europe for Intel Capital.

I have undergraduate degrees in maths and economics from MIT and a PhD in economics from Harvard University. I have been Adjunct Professor at the Booth School of Business at the University of Chicago.

I am currently a Senior Fellow at the Fletcher School's Council on Emerging Market Enterprises at Tufts University, a Senior Research Fellow at the Saïd Business School at the University of Oxford, and an Associate with Bankable Frontier.

Instructional videos (in Khan academy style)

Some favorite reads

- F Martin´s Biography of money
- D Graeber´s 5000 years of debt
- K Boo's Behind the beautiful forevers
- S Johnson et al The rift revealed
- P Shipton's How Gambian's save
- C Alexandre's 10 things about M-PESA

Contact me

Making mobile friendlier, on NextBillion

Assessing the progress of mobile money

Storing value on mobile money, at NCID

Mobile money and the informal economy

On WEF mobile financial services report

Networks want to connect, at MWC2011

Savings by the poor, at TEDx Seattle


View all my publications here
Latest publications:
 - On the Geography of Cash in Tz (2nd ed)

Recent posts

  • Intensifying mobile money usage  [From BusinessFights Poverty blog, 27 June 2014]  Despite the usual protestations that their country is not like Kenya, that they are not as dominant as mobile operator Safaricom is in ...
    Posted Jul 5, 2014, 11:46 PM by Ignacio Mas
  • Interview at the Center for the Study of African Economies at the University of Oxford  Listen to this podcast interview that provides a short overview of my presentation at the CSAE´s annual conference.
    Posted Jun 19, 2014, 1:35 PM by Ignacio Mas
  • Why Equity Bank felt it had to become a telco - reluctantly  [From CGAP blog, 18 June 2014, with John Staley] If you are an African gadget manufacturer, you do not want to have to produce your own electricity to run your ...
    Posted Jun 18, 2014, 2:55 PM by Ignacio Mas
  • Everyday financial alchemy: How the poor make money appear on cue  [From NextBillion blog, 18 June 2014]  We often talk about the financial needs of the poor. But we really should be talking about their financial concerns. The purpose of finance ...
    Posted Jun 18, 2014, 2:39 PM by Ignacio Mas
  • Liquidity farming: How the poor cultivate relationships to create sources of future cash  [From NexBillion blog, 26 May 2014, with John Gitau]  Poor people tend to engage in many schemes to make money materialize. These may be income-generating activities, such as farming ...
    Posted May 26, 2014, 8:19 AM by Ignacio Mas
  • Why savings is key to the future of mobile financial services (An interview with Ignacio Mas)  [From #access, May 2014 issue, published by IFC under its Parternship for Financial Inclusion program]  Q: What do you think are the most important trends in mobile financial services at ...
    Posted May 22, 2014, 5:51 AM by Ignacio Mas
  • Taking mobile money to the next level  [From Stanford Social Innovation blog, 6 May 2014]  For mobile money services to evolve, providers need to support all the activities that go on before, during, and after customers make ...
    Posted May 6, 2014, 1:15 PM by Ignacio Mas
  • Why you should care about bitcoin - even if you don´t believe in it  [From World Bank´s All About Finance blog, 28 April 2014] Bitcoin is indeed a rather surprising mix of frightfully clever ideas and frightfully simplistic mechanisms, as I argue in ...
    Posted Apr 28, 2014, 6:38 PM by Ignacio Mas
  • Refocusing on the use of formal savings services  [From Center for Financial Inclusion blog, 8 April 2014] Too much of post-microcredit financial inclusion still operates as a numbers game. We declare victors and write up successes based ...
    Posted Apr 8, 2014, 5:14 AM by Ignacio Mas
  • Open letter to those thinking of applying for a new bank license in Africa  [From MFW4A´s Africa Finance Forum, 1 April 2014] Dear prospective banker,You have the luxury of building the first bank of the 21st century in Africa. No doubt you ...
    Posted Mar 31, 2014, 11:41 PM by Ignacio Mas
Showing posts 1 - 10 of 110. View more »
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