Ignacio Mas - Consultant on mobile money and technology-enabled models for financial inclusion

About me

I have been Senior Advisor in the Financial Services for the Poor program at the Bill & Melinda Gates Foundation and at the Technology Program at CGAP. Previously I was Director of Global Business Strategy at Vodafone Group, Executive Vicepresident of Marketing and Account Management at DoCoMo interTouch, and Senior Manager responsible for telecoms investments in Europe for Intel Capital.

I have undergraduate degrees in maths and economics from MIT and a PhD in economics from Harvard University. I have been Adjunct Professor at the Booth School of Business at the University of Chicago.

I am currently a Senior Fellow at the Fletcher School's Council on Emerging Market Enterprises at Tufts University, a Senior Research Fellow at the Saïd Business School at the University of Oxford, and an Associate with Bankable Frontier.

Instructional videos (in Khan academy style)

Some favorite reads

- F Martin´s Biography of money
- D Graeber´s 5000 years of debt
- K Boo's Behind the beautiful forevers
- S Johnson et al The rift revealed
- P Shipton's How Gambian's save
- C Alexandre's 10 things about M-PESA

Contact me

On financial decisionmaking, at CGAP


Making mobile friendlier, on NextBillion

Assessing the progress of mobile money

Storing value on mobile money, at NCID

Mobile money and the informal economy

On WEF mobile financial services report

Networks want to connect, at MWC2011

Savings by the poor, at TEDx Seattle


Recent posts

  • Financial inclusion histories  [From MicroSave´s Financial Inclusion in Action blog, 15 October 2014]  We do most of our work in a historical vacuum. We tend to think of today's problems and ...
    Posted Oct 15, 2014, 12:03 PM by Ignacio Mas
  • Research on innovation in digital finance  [From Bill & Melinda Gates Foundation´s Impatient Optimists blog, 12 August 2014]  Digital finance encompasses the notions of: (i) electronifying poor people´s monetary holdings; (ii) creating end-to-end ...
    Posted Aug 13, 2014, 1:32 PM by Ignacio Mas
  • Shifting regulation of digital financial services: from enabling to fostering competition  [From World Bank´s All About Finance blog, 8 August 2014]  Branchless banking and mobile solutions in developing countries tend to be dominated by very few large (mostly telco) players ...
    Posted Aug 13, 2014, 1:30 PM by Ignacio Mas
  • Reality check: Three ways we hype up financial inclusion breakthroughs  [From Center for Financial Inclusionblog, 6 August 2014]  I guess it happens in all human endeavors; we sometimes get carried away wishing things were the way we think they ought ...
    Posted Aug 6, 2014, 9:17 AM by Ignacio Mas
  • Mobile financial services: Is there room for the small, the independent, the different, the nichy, the innovative?  [From MicroSave´s Financial Inclusion in Action blog, 5 August 2014] We have seen in a number of countries how, when they work well, branchless banking and especially mobile money ...
    Posted Aug 4, 2014, 10:33 PM by Ignacio Mas
  • Intensifying mobile money usage  [From BusinessFights Poverty blog, 27 June 2014]  Despite the usual protestations that their country is not like Kenya, that they are not as dominant as mobile operator Safaricom is in ...
    Posted Jul 5, 2014, 11:46 PM by Ignacio Mas
  • Interview at the Center for the Study of African Economies at the University of Oxford  Listen to this podcast interview that provides a short overview of my presentation at the CSAE´s annual conference.
    Posted Jun 19, 2014, 1:35 PM by Ignacio Mas
  • Why Equity Bank felt it had to become a telco - reluctantly  [From CGAP blog, 18 June 2014, with John Staley] If you are an African gadget manufacturer, you do not want to have to produce your own electricity to run your ...
    Posted Jun 18, 2014, 2:55 PM by Ignacio Mas
  • Everyday financial alchemy: How the poor make money appear on cue  [From NextBillion blog, 18 June 2014]  We often talk about the financial needs of the poor. But we really should be talking about their financial concerns. The purpose of finance ...
    Posted Jun 18, 2014, 2:39 PM by Ignacio Mas
  • Liquidity farming: How the poor cultivate relationships to create sources of future cash  [From NexBillion blog, 26 May 2014, with John Gitau]  Poor people tend to engage in many schemes to make money materialize. These may be income-generating activities, such as farming ...
    Posted May 26, 2014, 8:19 AM by Ignacio Mas
Showing posts 1 - 10 of 115. View more »
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