Ignacio Mas - My work on digital money and financial inclusion
A cash-lite world: safe, cheap and convenient payments for all
A LiFi World
A lot of hope and some hiccups with M-Shwari
A perfect storm for social enterprises?
A system solution to the problem of direct deposits
A Universal Savings Goal
An armchair safari through M-PESA-land
Announcing the first online course in Digital Money, by the Digital Frontiers Institute
Are lower-end stores ripe for electronic payments?
Are there easier paths to mobile money?
Banks: No love without understanding
Basing product development on mental models and metaphors
Better than cash, or just better cash?
Beyond making payments: Managing payments
Bring in the tech nerds to help expand financial inclusion
Can we make savings a little more interesting for people, please?
Community banking through peer credit scoring
Credit for the people, by the people
Different worlds: why digital payments should not be regulated as an offshoot of banking
Digitizing the kaleidoscope of informal money management practices
Dispelling five mobile money risks
Do the financially excluded feel excluded?
Don't touch our M-PESA!
Early Antarctic savings groups
Everyday financial alchemy: How the poor make money appear on cue
Extending the third-party aggregator model from ATMs to Business Correspondents
FAI website's "Big Questions" on payments
Financial inclusion histories
Financial X - What is it?
Finding the right words
Fine-tuning money management concepts
Founding myths of mobile money
Four gaps in social entrepreneurship
Free the cash networks!
Friction and flow: How innovation can put relevance back into formal savings
Getting in front of the beautiful forevers
Give them a break!
How the spread of smartphones will open up new ways of improving financial inclusion
Identity and inclusion: when do digital identities help the poor?
Impact evaluation, now a board game!
In defense of payments
Injecting meaning into digital customer experiences
Intensifying mobile money usage
Interview at the Center for the Study of African Economies at the University of Oxford
Introducing a catalog of product functionalities and innovations in mobile money
It´s like banking
Layering financial inclusion, informal on formal
Learning about our own attitudes toward money through money stories
Left- and right-brained economic development
Liquidity farming: How the poor cultivate relationships to create sources of future cash
M-PESA got a biography
Making digital money more relevant
Making electronic money and banking more discrete
Making mobile money work for business
Me, My Money, and My Devices
Measuring (and missing) financial inclusion
Mexico, Indonesia and Haiti Advance Financial Inclusion with Bold Approaches to Account Opening
Mobile apps for development: Focus on content by users, not just for users
Mobile financial services: Is there room for the small, the independent, the different, the nichy, the innovative?
Mobile money agents in Tanzania: How busy, how exclusive?
Mobile money as a (payment) planning tool
Mobile money maths
Mobile Money Payments: Why It's Time to Move from P2P to Me2Me
Mobile money reality check
Mobile money savings systems: What do users think?
Mobile operators: white knights of financial inclusion?
Mobiles: a mass-customizable financial tool?
Money stories: What if financial products could accommodate the tales we tell ourselves?
More emotion, less passion
More sophisticated agent networks signal a maturing digital finance industry
My ideas on digital currency are picked up in a newly released book
My PIN is 4321
Naming sub-accounts to trigger intuition (and fun) around customer intentions
New tools to accommodate old financial habits: Key for DFS usage
Next: Mobile savings for the unbanked
On the twelfth day of financial inclusion
Open letter to those thinking of applying for a new bank license in Africa
Open up the space
Payment banks as financial levelers
Promoting formal financial savings: Know your goal, know your competition
Pulling financial services, through business and social networks
Putting M-PESA's success into perspective: Why B2B will be slower than P2P
Putting users in control of their digital identity
Reality check: Three ways we hype up financial inclusion breakthroughs
Refocusing on the use of formal savings services
Research on innovation in digital finance
Safaricom's M-Shwari: Mobile, yes, but how cool?
Savings is key to merchant payments in developing countries
Savings on tightrope: Three balancing acts
Segmenting the research: When does it make sense for NGOs to outsource their research to academics?
Shifting regulation of digital financial services: from enabling to fostering competition
Simple truths about mobile money
Situating financial decisions
Smartphones and mobile payments
Social enterprises and growth: Lessons from the microcredit debate
Squeezing financial inclusion between regulatory pillars
Taking down the (entry) barriers to digital financial inclusion
Taking mobile money to the next level
Ten practical ways to enhance the mobile money offer
The course we wish we had taken years ago
The financial inclusion challenge as an information revolution
The good, the bad and the ugly: mobile money as a retail payment system
The great competition and innovation deficit
The great financial inclusion juggling act
The last mile and the last yard: What's needed to get mobile money over the threshhold
The mechanics of hype
The multi-stop journey to financial inclusion on digital rails
The need for intuition rather than simplicity around account features
The other driver of financial inclusion -- Based on an interview with Ignacio Mas
The physics of money
The resilience of paper in Kenya
The Rich Role of Mobile Phones in Financial Inclusion
The right way to talk about money -- Based on an interview with Ignacio Mas
Triggering disruptive innovation in retail banking in the digital age
Unburdening phone menus
Understanding complex human financial behavior: alternative approaches
Unlocking empowerment for poor customers: Three tips for financial service providers
Virtual money is virtually ageless
What banking regulators might be usefully discussing at Capetown
What is a savings revolutionary meant to believe?
What is the telecom regulator's role in fostering mobile money?
What is the world searching for?
Where will the next big innovation in microfinance come from?
Where's the bank? Proximity is critical, so why aren't academics writing about it?
Where's the cash? The geography of cash points in Tanzania
Who will get the job done?
Why digital wallets stay empty
Why do we feel that poor people need financial education?
Why doesn't every Kenyan business have a mobile money account?
Why Equity Bank felt it had to become a telco - reluctantly
Why is the progress of mobile money so gradual and patchy?
Why mobile money is conspicuously ahead of other mobile-for-development sectors
Why savings is key to the future of mobile financial services (An interview with Ignacio Mas)
Why the debates that the recent microfinace RCTs are meant to close are going to be endless
Why you should care about bitcoin - even if you don´t believe in it
Will digital books rule any more than digital money?
Will hard cash go the way of the compact disk?
You can't go cash-lite on empty accounts
What I do
Making digital money more relevant
Oct 28, 2015, 5:31 AM
by Ignacio Mas
See the three-part blog post, co-written with colleagues from MicroSave and Eko, in MicroSave´s blog: